The Process

A senior-led path from term sheet to wire.

Most files close in 14–45 days. Bridge and equipment can fund in under two weeks. SBA and agency typically run 60–90 days.

01

Discovery

A 20-minute call to understand your business, asset, capital need and timeline. We'll tell you upfront if we can help.

02

Document Intake

Secure portal upload of financials, rent rolls, schedule of real estate, ID and entity documents — typically 24–48 hours.

03

Underwriting & Packaging

We build the credit memo: deal narrative, sources & uses, sponsor profile, market data and stress-tested cash flows.

04

Lender Placement

Your file goes to 4–8 carefully selected lenders. We field questions and drive competition for the best terms.

05

Term Sheet Negotiation

We compare quotes side-by-side, push back on covenants and pricing, and align on the structure that fits your strategy.

06

Diligence & Closing

We coordinate appraisal, environmental, title, insurance and legal review through to clear-to-close and funding.